finance victims  

for those short changed by a personal finance product

     
  credit card delays 
   
 

I wrote here

If you pay in at an Alliance & Leicester branch, your A&L card account will be credited the same day.

But if you pay in at a NatWest branch for the credit of your NatWest credit card account, you apparently have to wait up to 3 working days for the credit to reach your account even if you have paid in cash.

Does anyone have more examples of credit card delays?

Steve writes

In an age of fast communications I was surprised when I made a payment from my TSB account to my Egg credit card. The money came straight off my account and vanished for 10 days!! Then it was credited to my Egg card ... so where is that money during the time they had to send a carrier pigeon from the TSB to Egg? Making money for someone else? Surely not ... how can they justify this kind of timescale in today's communication age. If I took 10 days to respond to my customers' wishes they wouldn't be customers much longer.

This is not the first comment about delays in getting payments to an Egg card account - more here